Who’s Insured?

November 3, 2011

Have you ever wondered when it comes to your insurance, who actually is covered in regards to your company structure?  The wait is over, take a look at this user friendly gride we created for our clients! 

 

Who Is An Insured

Designation In Declarations

Who Are Insureds

Restrictions

Individual

 Named Insured

Named Insured’s Spouse

Only in connection
with sole proprietorships.

Partnership or
Joint Venture

 Named Insured

Named Insured’s members and their spouses

Named Insured’s partners and their spouses

Members, partners
and their spouses are insureds only in connection with conducting the
business.

LLC

 Named Insured

Members

Managers

Members are
insureds only in connection with conducting the business.  Managers are insureds only in connection
with their duties as managers.

Organizations other
than partnership, joint venture or LLC

 Named Insured

Executive Officers and Directors

Stockholders

Executive officers
and directors are insureds only in connection with conducting the
business.  Stockholders are insureds
only in connection with liability as stockholders.

Trust

 Named Insured

Trustees

Trustees are
insureds only in connection with their duties as trustees.

CEO & FOUNDER

Susan L. Combs

Susan L. Combs, founder and CEO of Combs & Company, is a visionary leader transforming the insurance industry with innovation, integrity, and a commitment to educating and empowering every client.

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