— Combs & Company
Employee Benefits
Employee Benefits
Comprehensive Employee Benefits for Your Team
Benefit solutions can be as diverse as your workforce. Combs & Company takes a holistic approach to build solutions that meet employee needs, your company's budget, all while meeting federal and state requirements. Offering innovative solutions from trusted providers can help your business attract and retain top talent. From one employee to 1,000, our team supports you to ensure benefits don't become a burden and fall short of expectations.
Medical Benefits
Provide your team with comprehensive medical coverage that promotes health, reduces stress, and ensures access to quality care when they need it most.
Dental Benefits
Promote healthy smiles and confidence with dental insurance that covers preventive care, restorative treatments, & orthodontics for employees and families.
Vision Benefits
Support your employees’ well-being with vision plans that include routine exams, eyewear allowances, and corrective care for clear, focused productivity.
Short-Term Disability insurance
Protect income and peace of mind with short-term disability coverage that helps employees recover financially during temporary illness or injury.
Long-Term Disability insurance
Ensure lasting protection with long-term disability insurance that secures employees' income during extended health challenges.
Group Life Insurance
Offer security for employees and their loved ones with life insurance that provides essential financial protection and reassurance for the future.
Group Long-Term Care Insurance
Support your team’s future needs with long-term care coverage that eases the burden of extended medical or personal assistance expenses.
Voluntary Benefits
Give employees choice and flexibility through voluntary benefits like accident, critical illness, and supplemental coverage tailored to their individual needs.
Executive Benefits
Reward leadership with customized executive benefit plans that attract, retain, and protect your company’s top performers and decision-makers.
Reimbursement Plans
Simplify expenses with reimbursement plans that allow employees to recover eligible costs efficiently while maintaining compliance and financial transparency.
International Travel Insurance
Protect employees on global assignments or trips with travel insurance that covers medical emergencies and unforeseen risks.
Employee benefits aren’t just perks — they’re a promise. A promise to value, protect, and invest in the people who drive your company’s success every day.
Combs & Company
Empowering Businesses Through Smarter Employee Benefits
Your employees are the foundation of your company’s success. Combs & Company believes investing in their well-being leads to higher retention, better productivity, and stronger company culture. Our customized employee benefits solutions are designed to fit your organization’s goals, budget, and workforce. From startup to mature entity, we’ll help you create a benefits package that attracts and retains top talent — while protecting your bottom line.
Your Questions, Answered
Frequently Asked Questions
What types of employee benefits do you offer?
We provide health, dental, life, disability, and wellness programs customized to your company’s needs.
Can you help us reduce benefit costs?
Possibly. Whether you're new to the market or looking for more cost-effective options, we survey your employees, analyze the available options, and present your best options.
Do you assist with compliance requirements?
Absolutely — our experts ensure your benefits program meets all state and federal regulations.
Can small businesses offer quality benefits?
Yes. We specialize in scalable, affordable plans that help smaller organizations stay competitive.
How do we get started?
Simply contact us for a free consultation — we’ll assess your needs and design a plan tailored to your goals.
services we provide
Explore Our Full Range of Services
Employee Benefits
Empower your workforce with tailored benefits that attract talent, enhance satisfaction, and improve retention — all while keeping your business compliant, competitive, and financially protected.
Commercial Insurance
Safeguard your business with customized commercial risk solutions that protect your assets, employees, and reputation against unforeseen events and evolving industry challenges.
Personal Insurance
Protect what matters most with personal insurance plans designed for your lifestyle — covering your home, health, car, and future with confidence and peace of mind.
Specialty Insurance
We specialize in unique and hard-to-place insurance needs, offering creative solutions for businesses and individuals that don’t fit standard coverage categories.
Consulting Services
Our experts offer strategic guidance, risk analysis, and compliance support to help you make informed insurance decisions aligned with your goals.
Our Edge
Why Choose Combs & Company?
Combs & Company blends decades of experience, with continued industry innovations, and a personal touch to simplify the insurance process. Our expert teams tailor coverages to meet your business needs, ensuring you’re confident in any solution.
Certified Industry Experts
Our team includes PPACA Certified Advisors and licensed professionals with expertise in ACA, ERISA, and complex coverage solutions, providing trusted guidance.
Comprehensive Coverage Options
From personal and business insurance to specialty lines and consulting, we offer full-service solutions that grow with you and evolve to meet your changing needs.
Long-Term Relationships
At Combs & Company, clients aren’t just clients—they’re partners. We’re committed to building trust, loyalty, and long-term relationships that keep you secure for years to come.
Real Stories, Real Feedback
Our Client Reviews
If you're a food entrepreneur or in the restaurant biz, I highly recommend working with Susan and her team. Offers great customer service and she really knows her stuff! I had Susan come lecture at my food law class at New York University a few years ago and the students loved her! I refer clients to her without hesitation
Cari B.
