Individual Health Insurance


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Protect What Matters Most with Individual Health Insurance


Life is full of unexpected turns — from natural disasters and accidents to unforeseen losses that can catch anyone off guard. With Combs & Company’s Personal Insurance, you gain the peace of mind and protection you need to safeguard your home, car, and valuable possessions against life’s many uncertainties. We take the time to create personalized coverage plans specifically designed to fit your unique lifestyle, ensuring that every aspect of your world is covered and protected with confidence.


Whether you own a cozy home, rent a comfortable apartment, or travel frequently for work or leisure, our dedicated team is here to help you understand your specific risks. Together, we will develop a tailored solution that not only keeps your assets secure but also protects your future aspirations. With our expertise by your side, you can navigate life's unpredictability with greater assurance and stability.

Your protection starts with a conversation. Our experts are ready to help you find the right coverage that fits your life and goals.  Book an Appointment Today!

Why Personal Insurance Is Essential


Personal insurance isn’t just about policies; it’s about protection that empowers you to live without worry. With the right coverage, you’re prepared for whatever life throws your way.


Our Personal Insurance can help protect you from:


  • Property Loss or Damage due to fire, theft, or natural disasters.
  • Personal Liability Claims in case someone is injured on your property.
  • Vehicle Damage or Accidents that result in costly repairs or lawsuits.
  • Loss or Theft of Valuables such as jewelry, art, or collectibles


Unexpected Events that disrupt your financial stability or lifestyle.

Types of Personal Insurance Coverage We Offer


We provide a wide range of policies to fit your unique needs and lifestyle:


  • Homeowners Insurance: Protects your home and belongings against damage or loss.
  • Renter’s Insurance: Covers personal property and liability for apartment dwellers.
  • Auto Insurance: Safeguards your vehicles, passengers, and finances in case of accidents.
  • Jewelry & Fine Art Insurance: Ensures high-value items are protected with specialized coverage.
  • Umbrella Insurance: Adds extra liability protection beyond standard policy limits.
  • Travel Insurance: Covers medical emergencies, trip cancellations, and unexpected travel issues.


Every plan is tailored, ensuring you get comprehensive protection — never one-size-fits-all coverage.

The Combs & Company Difference

At Combs & Company, we don’t just sell insurance; we focus on building strong and lasting relationships with our clients. Our mission is to simplify the often complex insurance process and help you make informed choices that are tailored to align perfectly with your lifestyle and financial goals. We take the time to analyze your individual risks thoroughly, providing straightforward recommendations that you can trust. Moreover, we don’t stop there; we continuously monitor your policies to ensure they evolve alongside your changing needs and circumstances, giving you peace of mind as you navigate through life’s various stages.

Your security and satisfaction are our top priorities, and we are dedicated to being your partner every step of the way.


What Makes Us Different:


  • Transparent, educational approach to insurance
  • Personalized coverage tailored to individual needs
  • Ongoing policy reviews to keep protection up to date
  • Experienced advisors who care about your goals

Start Protecting Your Personal World Today

Your peace of mind starts with the right protection. Whether it’s your home, car, or personal treasures, we’re here to make sure you’re covered from every angle.


Let’s talk about your personal insurance needs — get your free consultation today.

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Combs and Co Insurance

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Whether it’s your business, family, or future, we’ll guide you toward smarter coverage decisions. Peace of mind is just a click away.

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(646) 736-3737

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REVIEWS

Reviews from Our Customers

If you're a food entrepreneur or in the restaurant biz, I highly recommend working with Susan and her team. Offers great customer service and she really knows her stuff! I had Susan come lecture at my food law class at New York University a few years ago and the students loved her! I refer clients to her without hesitation

Cari B.

★★★★★

Susan and her staff are not only knowledgeable about insurance they take the time to educate their clients to help make sense of all the options and purchase the best coverage available. They are wonderful.

Debbie M.

★★★★★

If you desire to work with someone who provides honest advice and great service work with Susan Combs.

Steve H.

★★★★★

A great source for your insurance needs .

Dennis G.

★★★★★

Left a 5-star rating. Excellent!

Cheryl C.

★★★★★

If you don't know insurance, know your broker (TM)


Experience the difference Combs & Company brings to your insurance portfolio. We don’t sell insurance — we build solutions that meet your requirements today, tomorrow, and on into the future. Our teams simplify insurance so you can make informed choices and be confident in your coverages. Businesses and individuals have been benefiting from our expertise for more than 20 years; contact us to experience what really makes us unique.

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