International Travel Insurance


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International Travel Insurance That Moves With You


Planning a trip abroad? Don't leave without international travel insurance that actually protects you when it matters most. At Combs & Company, we help travelers stay covered anywhere in the world—so you can explore confidently, whether you're traveling for business, pleasure, study, or something in between.


With more than 20 years of experience simplifying insurance for individuals and businesses alike, our expert team knows how to translate complex policies into clear, reliable protection. If you're searching for international travel insurance that balances value, reliability, and real-world peace of mind, you've found your home base.

Your protection starts with a conversation. Our experts are ready to help you find the right coverage that fits your life and goals.  Book an Appointment Today!

Why You Need International Travel Insurance—And Why Ours Makes a Difference


When you're thousands of miles from home, the last thing you want is an emergency that turns into a financial nightmare. International travel insurance helps shield you from the unexpected—medical issues, trip interruptions, lost baggage, and more. But not all policies are created equal.


At Combs & Company, we don’t just sell policies—we guide you to the right international travel insurance based on where you're going, what you're doing, and what matters most to you. Whether you’re heading out for a two-week vacation or an extended assignment overseas, we tailor protection to your needs.

Clients benefit from:


  • Access to top-rated international insurance carriers
  • Personalized guidance through plan selection
  • Support before, during, and after your trip
  • A brokerage team that makes sense of the fine print



Unlike off-the-shelf options, our approach is consultative, not transactional. We listen first, then recommend the smartest way to stay protected abroad.

What Does International Travel Insurance Cover?


Not all travel insurance is global. Not all global policies cover the risks you actually face.


Combs & Company provides international travel insurance that can include:


  • Emergency medical and evacuation coverage
  • Trip cancellation, interruption, and delay protection
  • Lost, delayed, or stolen baggage coverage
  • Repatriation of remains
  • Coverage for pre-existing conditions (when eligible)
  • Travel assistance services (24/7 support while abroad)



Depending on your travel plans, we’ll walk you through the coverages that matter—and skip the ones you don’t need.

What Is the Best Insurance for International Travel?

This is one of the most common questions travelers ask—and the answer depends on your unique needs.

The best international travel insurance is one that matches your destination, duration, activities, and health needs—without leaving coverage gaps.


At Combs & Company, we work with a range of trusted, top-rated insurance carriers to help you find the policy that fits your trip—not the other way around. Whether you’re seeking a single-trip policy, long-term international coverage, or insurance that includes high-risk activities, we help you identify the most comprehensive and cost-effective options available.


Because we’re a broker—not a one-brand provider—we’re not locked into a single product or partner. That flexibility lets us act in your best interest, every time.

Who Needs International Travel Insurance?

Anyone leaving the U.S. should consider international travel insurance—especially when domestic health coverage doesn’t follow you abroad.


This service is ideal for:


  • Vacationers traveling overseas
  • Business professionals on international assignments
  • Students studying abroad
  • Digital nomads and remote workers
  • Missionaries and volunteers
  • Groups attending events or conferences overseas



Even seasoned travelers benefit from the peace of mind that comes with professional guidance and global protection. We take the guesswork out of what your trip requires—so you can focus on your journey.

How Does International Travel Insurance Help After You Return?

Travel insurance isn't just for emergencies while you're away. Many policies include post-travel benefits that support you even after your return home. These may include:


  • Follow-up coverage for injuries or illnesses sustained abroad
  • Claims assistance for delayed reimbursements
  • Coordination with U.S.-based healthcare providers



Combs & Company helps ensure your post-travel claims and paperwork are handled efficiently—because real protection doesn’t end at the airport gate.

Why Choose Combs & Company for International Travel Insurance?

With 15,000+ clients served and two decades of experience, Combs & Company has earned a reputation for clarity, trust, and responsiveness. We’re not just experts in insurance—we’re experts in translating confusing fine print into confident decision-making.


Why our clients trust us:


  • We educate, not upsell
  • We simplify the process from quote to coverage
  • We tailor solutions to individual and business travel needs
  • We work with first-rate international insurance carriers
  • We provide ongoing support—not just a policy and a goodbye



From first-time travelers to seasoned global citizens, our approach is the same: get to know your needs, explain your options, and make insurance simple.

FAQs About International Travel Insurance

  • 1. What does international travel insurance typically cover?

    International travel insurance typically covers emergency medical expenses, hospitalizations, medical evacuation, trip cancellation or interruption, lost or delayed baggage, and 24/7 travel assistance. Some policies may also include coverage for pre-existing conditions, dental emergencies, and accidental death or dismemberment. At Combs & Company, we help you determine which of these coverages are most relevant to your trip.

  • 2. Is international travel insurance necessary if I have U.S. health insurance?

    Most U.S.-based health insurance plans offer little to no coverage once you're outside the country. Even if your plan includes some global benefits, it often excludes emergency evacuation or repatriation. International travel insurance fills those gaps—ensuring you're covered for major medical incidents and other travel disruptions while abroad.

  • 3. Can I get international travel insurance for multiple trips?

    Yes, there are multi-trip or annual international travel insurance policies designed for frequent travelers. These plans offer convenience and cost savings for people who take multiple international trips within a year. Combs & Company can help you evaluate whether a multi-trip policy or individual trip coverage makes more sense for your travel habits.

  • 4. Will international travel insurance cover trip cancellation due to illness or emergencies?

    Most comprehensive travel insurance plans include trip cancellation coverage, which can reimburse you for non-refundable expenses if you need to cancel due to illness, injury, a family emergency, or other covered reasons. We help you review the terms of your plan to understand exactly what’s included—and what isn’t.

  • 5. How do I choose the right international travel insurance plan?

    Choosing the right plan depends on your destination, trip length, health conditions, planned activities, and budget. At Combs & Company, we take the time to understand your full travel picture before recommending a policy. This ensures that you're not overpaying for what you don’t need—or underinsured for what matters most.

Ready to Travel Smarter and Safer?

Schedule a free consultation with Combs & Company and find international travel insurance that truly fits your journey. We make global protection simple, personal, and stress-free.

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