Aviation Insurance That Keeps You Flying with Confidence
When your business or passion takes to the skies, protecting your aircraft and operations isn’t just smart—it’s essential. At Combs & Company, we provide tailored aviation insurance solutions that safeguard your aircraft, crew, and bottom line from the unexpected. Whether you own a single plane or manage a fleet, our expert team understands the complexities of aviation coverage and ensures you're fully protected—with no confusing jargon, and no unnecessary coverage.
With over 20 years of experience and a reputation for simplifying even the most complex insurance needs, Combs & Company is your trusted partner in securing reliable, compliant, and custom-fit aviation insurance.
Your protection starts with a conversation. Our experts are ready to help you find the right coverage that fits your life and goals. Book an Appointment Today!
Why Aviation Insurance Matters for Every Aircraft Owner
Whether you're operating a commercial aircraft or maintaining a vintage seaplane, aviation insurance protects you from the real risks that come with flight. It’s not just about coverage—it’s about peace of mind.
Aviation is an inherently high-stakes industry. A single incident can result in massive financial exposure, legal liabilities, and operational disruptions. That’s where aviation insurance steps in. From hull damage and liability protection to hangar keepers and passenger coverage, Combs & Company ensures you're covered where it counts.
We work closely with top-rated carriers to secure the right aviation policy for your specific needs. This includes:
- Aircraft hull coverage
- Public liability and passenger liability
- Ground risk hull insurance (both in motion and not in motion)
- Hangar liability
- Airport liability
- Drone/UAV insurance (if applicable)

Every detail of your policy is designed to reduce risk and protect your investment in the skies.
What Is the Meaning of Aviation Insurance?
Aviation insurance is a highly specialized form of property and liability coverage designed to protect aircraft and their operations. It typically covers a wide range of aircraft—from commercial jets to vintage models, seaplanes, and even experimental aircraft.
In practical terms, aviation insurance protects your aircraft from damage or loss and covers liabilities arising from injury, property damage, or legal claims during flight or ground operations. Without it, any accident could result in devastating financial consequences.
At Combs & Company, we translate the complexity of aviation coverage into clear, customized solutions—so you always know what you’re covered for and why it matters.
Why Is Aviation Insurance Important?
Flying may be exhilarating, but it also comes with unique and expensive risks. Whether you're transporting goods, passengers, or flying recreationally, the value of your aircraft, the potential for third-party liability, and regulatory requirements make aviation insurance not just important—but non-negotiable.
Here’s why it’s essential:
- Financial Protection: Airplanes are high-value assets. Even minor damage can mean costly repairs or replacements.
- Legal Compliance: In many cases, aviation insurance is required to operate legally, especially for commercial and charter operations.
- Liability Coverage: If a third party is injured or property is damaged due to your aircraft’s operation, you’re financially responsible. Aviation insurance protects you from lawsuits, settlements, and legal fees.
- Business Continuity: An uninsured incident can halt operations and severely impact profitability. The right policy keeps you moving forward.

Our team works proactively to protect you before an incident ever occurs—so you’re not just insured, but prepared.
Who Needs Aviation Insurance?
If you operate or own any kind of aircraft, you need aviation insurance. That includes:
- Private aircraft owners
- Charter services and air taxis
- Commercial airlines
- Flight schools and instructors
- Agricultural aviation businesses
- Helicopter operators
- Drone fleet operators
- Aircraft leasing or rental services
We serve businesses and individuals across the U.S. and tailor every aviation policy to your specific aircraft type, usage, and risk exposure.

With Combs & Company, you get more than a policy—you get a strategic insurance partner who understands the aviation landscape and proactively works to protect what matters most.
Why Choose Combs & Company for Aviation Insurance?
There’s no shortage of insurance brokers—but very few specialize in the nuanced world of aviation insurance. At Combs & Company, we combine industry knowledge with a personalized, education-first approach that removes the confusion from buying insurance.
Here’s what sets us apart:
- Aviation Expertise: We understand FAA regulations, airworthiness considerations, and the unique needs of aviation professionals.
- Transparent Advice: We break down every part of your coverage, so you know exactly what you’re paying for—and why.
- Custom Coverage: No cookie-cutter policies. Your aviation insurance is tailored to your aircraft, your operations, and your risk tolerance.
- Top-Rated Carriers: We work with trusted insurers to offer strong protection at competitive premiums.
- Ongoing Support: Our relationship doesn’t end after you sign the policy. We’re here for renewals, claims, questions, and more.
When you're flying high, you can't afford a coverage gap. That’s why pilots, owners, and operators nationwide trust Combs & Company to protect their wings.
FAQs About Aviation Insurance
What types of aircraft can be covered by aviation insurance?
Aviation insurance can cover a wide variety of aircraft types, including private planes, commercial jets, helicopters, drones, seaplanes, vintage aircraft, and even experimental builds. Coverage is customized based on how the aircraft is used, its value, and operational risks.
Does aviation insurance cover pilot error?
Yes, most aviation insurance policies can include coverage for incidents resulting from pilot error, depending on the qualifications of the pilot and the terms of the policy. It's critical to disclose who will be flying the aircraft and ensure that they meet your insurer’s training and certification requirements.
Is aviation insurance required by law?
While not always legally required for private aircraft owners, aviation insurance is often mandatory for commercial operations and charter services. Additionally, many airports and lenders require proof of aviation liability coverage before allowing aircraft access or financing.
How is the cost of aviation insurance determined?
The cost of aviation insurance depends on several factors: the type and value of the aircraft, how it’s used (private, commercial, agricultural, etc.), pilot experience, storage location, flight hours, and coverage limits. While we can’t quote prices here, we work to secure the best value for your risk profile.
Can Combs & Company help with claims and policy changes?
Absolutely. One of the benefits of working with Combs & Company is our hands-on approach. We help manage claims, adjust coverage as your needs evolve, and ensure your aviation insurance policy remains up to date and fully protective.
Ready to secure smarter aviation insurance?
Let’s protect your aircraft and your future—schedule a free consultation today with Combs & Company.
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