— About Combs & Company
Your Trusted Insurance Experts
Who We Are
We are Combs & Company
The innovative insurance brokerage that takes the confusion out of insurance, and dare we say, makes it fun. Our dedicated team of producers and client managers provide clients with in-depth risk assessments so that we can help implement a strategy to protect you, your family, your employees, and your business.
But we’re not just a voice on the phone or an email address. We are touching on some of the most important elements of your work and personal lives, so we are an invested partner, looking to help you achieve your goals.
The smiling faces below are not for show either. We’ve created a fast-paced, mobile work environment which evolves to meet the changing needs of our employees and our clients. This engenders a loyalty and trust between both company and client that results in strong, long-term, and successful relationships.
- Transparent explanations of your coverage
- Customized solutions that fit your unique needs
- Ongoing support as your life or business evolves
- Clear communication — no jargon, no confusion
20+
Years Of Experience
95%
ANNUAL CLIENT RETENTION
1K+
COMPANY CLIENTS
Our Team
Meet the Management Team
20+
Years of Experience
Our Approach
A Personalized Approach to Protection
At Combs & Company, our approach is rooted in understanding people first—then policies. We take the time to learn about your goals, challenges, and future plans before crafting a coverage strategy that fits your lifestyle or business. Through education, transparency, and collaboration, we help clients make confident decisions without the usual insurance jargon. Our team streamlines the entire process—research, enrollment, and ongoing support—so you can focus on what matters most. Whether you’re seeking employee benefits, personal coverage, or business protection, we provide clarity, confidence, and care every step of the way.
Our Mission
To keep you protected, at work, at home, and everywhere you go. To simplify the insurance process and ensure you have the right coverage, at the right time, at the right price.
Our Promise
To make you an educated consumer. We will give you a little “insurance 101” and help you understand what you are buying and more importantly why you are buying it.
Experience You Can Trust
Built on Years of Proven Expertise
At Combs & Company, experience isn’t just something we routinely discuss—it’s the very foundation of everything we do and represent. With years of extensive industry expertise under our belts, our dedicated team has successfully helped countless businesses and individuals navigate the often-complex landscape of insurance and employee benefits with unwavering confidence. Throughout our journey, we’ve encountered it all—market fluctuations, compliance updates, and evolving client needs—and we possess the know-how to adapt our strategies with precision and care.
Our clients trust us implicitly because we deliver consistent results, offer personalized guidance tailored to their unique circumstances, and maintain transparent communication at every step of the process. Whether you are a small business seeking customized solutions or an individual in need of comprehensive coverage options, our wealth of experience guarantees that you are always supported by professionals who deeply understand your world and prioritize your peace of mind above all else.
We aim to build lasting relationships that empower you to make informed decisions about your insurance needs.
Why Choose Us
What makes us the best choice for you!
At Combs & Company, we combine experience, innovation, and personal attention to make insurance simple and stress-free. Our expert team tailors coverage to your unique needs, ensuring you’re protected, informed, and confident every step of the way.
Comprehensive Coverages
From personal and business insurance to specialty lines and consulting, we offer full-service solutions that grow with you and evolve to meet your changing needs.
Certified Industry Experts
Our team features PPACA Certified Advisors and licensed professionals with deep expertise in ACA, ERISA, and complex coverage solutions, providing you with trusted guidance at every step.
Long-Term Relationships
At Combs & Company, clients aren’t just policyholders—they’re partners. We’re committed to building trust, loyalty, and long-term relationships that keep you secure for years to come.
Talk to an Insurance Expert Today
Connect with a trusted Combs & Company insurance expert today. We’ll guide you through your options, answer questions, and create a plan that protects what matters most.
Call now
Get in Touch
Let’s Build Your Coverage Plan - Contact us today!
Peace of Mind
Protect Your Future with Confidence.
At Combs & Company, we help you protect your future with confidence. Our experienced team provides personalized insurance solutions that secure your health, business, and assets—giving you peace of mind today and strength for tomorrow.
Tailored Coverage Plans
Every client is unique, so we customize insurance solutions to fit your personal, professional, and financial goals seamlessly.
Expert Risk Management
Our specialists assess risks with precision, helping you make informed decisions that strengthen protection and minimize potential losses.
Transparent Guidance
We simplify complex insurance terms and processes, ensuring you understand every detail of your coverage before making a commitment.
Long-Term Partnership
We don’t just provide insurance — we form lasting relationships, offering ongoing support as your needs and business evolve.
Our Commitment
Committed to Building Lasting Relationships.
At Combs & Company, our results speak louder than words. Every statistic represents our dedication to simplifying insurance and building long-term relationships rooted in trust, expertise, and care. We take pride in maintaining exceptional client satisfaction and delivering tailored coverage strategies that truly make a difference. Whether you’re a business owner, HR manager, or individual, our proven track record shows that when it comes to protecting your future, we go above and beyond. Experience why so many clients continue to choose and trust Combs & Company.
20+
Years of experience
FAQ's
Got Questions? We’ve Got Answers.
What makes Combs & Company different from other insurance brokers?
We take a personalized, educational approach to insurance — explaining coverage clearly so you understand what you’re buying and why. We make the process simple, transparent, and even enjoyable.
What types of insurance services do you offer?
We specialize in employee benefits, commercial risk, personal insurance, specialty lines, and consulting services, offering full-spectrum solutions for individuals, families, and businesses.
Do you work with both individuals and companies?
Yes! We serve individuals, HR professionals, and business owners, tailoring coverage to each client’s unique needs and goals.
Can you help me with compliance and regulations like ACA or ERISA?
Absolutely. Our founder, Susan L. Combs, is one of only seven PPACA Certified Experts in the New York Metro area, and our team includes an in-house attorney for compliance support.
How do I know what type of coverage I need?
Our experts conduct a personalized risk assessment to identify your needs and recommend the right policies — ensuring you get complete protection without overpaying.
Do you offer consultations?
Yes, we offer one-on-one consultations to help you review your current coverage, explore new options, and make confident insurance decisions.
Testimonials
See Why Clients Choose Combs & Company
Debbie M.
Client Feedback
Susan and her staff are not only knowledgeable about insurance they take the time to educate their clients to help make sense of all the options and purchase the best coverage available. They are wonderful.
Cari B. Rincker Cari B.
Client Feedback
If you're a food entrepreneur or in the restaurant business, I highly recommend Susan and her team. They provide excellent customer service and are very knowledgeable. I had her lecture at my NYU food law class, and the students loved her! I refer clients to her without hesitation.
