— Combs & Company

Personal Insurance

Personal Insurance

Personalized Coverage for Life’s Uncertainties

Explore our comprehensive protection plans, carefully designed to cover every aspect of your life, ensuring that you feel secure and supported no matter what challenges you may face. From health and wellness to financial security and asset protection, our plans offer a holistic approach to safeguarding your future. Discover the peace of mind that comes with knowing every part of your life is well protected.

Individual Health Insurance

Protect your well-being with personalized health coverage designed to meet your unique needs, ensuring access to quality care and financial security when it matters most.

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Life Insurance

Secure your family’s financial future with flexible life insurance options that provide lasting protection, peace of mind, and stability for the people you love most.

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Disability Insurance

Safeguard your income and lifestyle with disability insurance that provides financial support if illness or injury prevents you from working.

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Homeowners Insurance

Protect your biggest investment with comprehensive homeowners coverage that shields your home and belongings from fire, theft, and unexpected disasters.

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Renter’s Insurance

Affordable protection for your personal belongings, liability, and living expenses—giving renters peace of mind without breaking the budget.

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Jewelry Insurance

Preserve the value of your treasured pieces with jewelry insurance that protects against loss, theft, or accidental damage.

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Fine Art Insurance

Protect your valuable artwork with specialized coverage that ensures compensation and care for your most prized creative investments.

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Collections Insurance

Safeguard your collectible items—from antiques to rare memorabilia—with insurance that covers loss, theft, or damage.

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Auto Insurance

Drive with confidence knowing your vehicle, passengers, and finances are protected with comprehensive auto insurance coverage.

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Boat Insurance

Enjoy the water safely with boat insurance that protects your vessel, passengers, and equipment from accidents or damage.

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Private Aircraft Insurance

Fly with confidence knowing your aircraft and passengers are protected with comprehensive aviation coverage tailored to private pilots and owners.

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Personal insurance isn’t just about policies — it’s about protection, peace of mind, and ensuring that life’s surprises never derail your dreams or your family’s future.

Combs & Company

Confidence and Security for Every Stage of Life


Life is unpredictable — that’s why having the right personal insurance matters. Our tailored solutions are designed to safeguard your family, home, and lifestyle from unexpected events. Whether it’s your car, home, or health, we provide personalized protection to give you peace of mind today and confidence for tomorrow. With comprehensive coverage and expert guidance, you’ll never have to face life’s challenges alone.

Approach

We assess your lifestyle and needs before recommending a plan, offering personal consultation and customized coverage for lasting protection within your budget.

Mission

Our mission is to provide individuals and families with insurance solutions that secure financial stability, promote confidence, and simplify protection — one policy at a time.

Vision

To be the trusted choice for personalized insurance coverage that empowers every client to live boldly, knowing they’re protected at every turn.

Your Questions, Answered

Frequently Asked Questions

  • Why do I need personal insurance?

    Personal insurance protects your home, health, and assets from financial loss caused by unexpected events like accidents, theft, or natural disasters.

  • How can I determine the right coverage for me?

    Our team assesses your needs and lifestyle to build a custom policy that offers the right balance of protection and affordability.

  • Can I bundle multiple policies?

    Yes — bundling your home, auto, and other policies can help you save money while simplifying management.

  • What makes your agency different?

    We prioritize personal relationships, transparency, and long-term trust — not just quick sales.

  • How fast can coverage start?

    In most cases, your coverage can begin the same day your policy is finalized and approved.

services we provide

Explore Our Full Range of Services

Employee Benefits

Empower your workforce with tailored benefits that attract talent, enhance satisfaction, and improve retention — all while keeping your business compliant, competitive, and financially protected.

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Commercial Insurance

Safeguard your business with customized commercial risk solutions that protect your assets, employees, and reputation against unforeseen events and evolving industry challenges.

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Personal Insurance

Protect what matters most with personal insurance plans designed for your lifestyle — covering your home, health, car, and future with confidence and peace of mind.

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Specialty Insurance

We specialize in unique and hard-to-place insurance needs, offering creative solutions for businesses and individuals that don’t fit standard coverage categories.

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Consulting Services

Our experts offer strategic guidance, risk analysis, and compliance support to help you make informed insurance decisions aligned with your goals.

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Our Edge

Why Choose Combs & Company?

Combs & Company blends decades of experience, with continued industry innovations, and a personal touch to simplify the insurance process. Our expert teams tailor coverages to meet your business needs, ensuring you’re confident in any solution.

Certified Industry Experts

Our team includes PPACA Certified Advisors and licensed professionals with expertise in ACA, ERISA, and complex coverage solutions, providing trusted guidance.

Comprehensive Coverage Options

From personal and business insurance to specialty lines and consulting, we offer full-service solutions that grow with you and evolve to meet your changing needs.

Long-Term Relationships

At Combs & Company, clients aren’t just clients—they’re partners. We’re committed to building trust, loyalty, and long-term relationships that keep you secure for years to come.

Real Stories, Real Feedback

Our Client Reviews


Susan and her staff are not only knowledgeable about insurance they take the time to educate their clients to help make sense of all the options and purchase the best coverage available. They are wonderful.

Debbie M.

5 Stars Rating

If you're a food entrepreneur or in the restaurant biz, I highly recommend working with Susan and her team. Offers great customer service and she really knows her stuff! I had Susan come lecture at my food law class at New York University a few years ago and the students loved her! I refer clients to her without hesitation

Cari B.

5 Stars Rating

If you desire to work with someone who provides honest advice and great service work with Susan Combs.

Steve H.

5 Stars Rating