— Combs & Company
Specialty Insurance
Specialty Insurance
Comprehensive Coverage for Unique and Complex Risks
Comprehensive coverage for unique and complex risks offers tailored protection for specialized industries and situations, ensuring businesses and individuals stay secure against uncommon challenges, high-value exposures, and unpredictable global events.
Event Insurance
Safeguard your investment against cancellations, weather-related issues, or unforeseen accidents. Event insurance ensures your special occasion or corporate gathering remains financially protected.
Buy Sell Agreement Funding
Safeguard your business continuity. This coverage funds ownership transitions in the event of a partner’s death or disability, ensuring stability and protecting all involved parties.
Production Insurance
Ensure your film, TV, or digital production stays on course. This policy addresses equipment damage, injuries, and delays—safeguarding both your project and your finances.
Kidnap Insurance
Essential for global travelers and executives, kidnap insurance provides financial protection, crisis management, and expert support during unexpected abduction or extortion situations.
Ransom Insurance
Protect your organization against financial losses from ransom demands, ensuring rapid response, negotiation assistance, and reimbursement in critical, high-pressure scenarios.
Media Insurance
Comprehensive coverage for media companies against defamation, copyright infringement, and production risks—safeguarding your content, reputation, and creative freedom.
Advertising Insurance
Defend your brand from copyright, trademark, or slogan infringement claims. Advertising insurance protects your campaigns and ensures your message stays bold, compliant, and risk-free.
Every unique story deserves its own protection. With Combs & Company, you gain more than insurance — you gain a partner who understands, protects, and values what makes you different.
Combs & Company
Protecting the Extraordinary: Tailored Specialty Insurance Solutions
When your business or lifestyle involves unique risks, standard insurance simply isn’t enough. That’s where Combs & Company comes in — offering customized specialty insurance solutions that protect what others overlook. From high-value assets to niche industries, we specialize in understanding complex exposures and designing coverage that fits like a glove. Whether you manage a private aircraft, organize international events, or operate in a high-risk industry, we deliver protection that’s as specialized as you are. Our dedicated advisors work closely with underwriters to ensure your unique risks are clearly presented and properly covered, giving you confidence no matter how unconventional your needs may be.
Approach
We assess your risks, identify coverage gaps, and tailor your plan to your industry or lifestyle. Our team updates your plan to ensure reliable protection with Combs & Company.
Mission
To deliver peace of mind through intelligent, customized insurance solutions that safeguard individuals and organizations with unique, high-value, or unconventional risks.
Vision
To be the most trusted insurance partner for businesses and individuals seeking protection beyond the ordinary — redefining what’s possible through creativity, expertise, and care.
Your Questions, Answered
Frequently Asked Questions
What qualifies as specialty insurance?
Any coverage that protects against risks not typically included in standard business or personal policies.
Who needs specialty insurance?
Businesses or individuals with unique operations, valuable assets, or complex exposures that standard insurers won’t fully cover.
Can I combine multiple specialty coverages?
Yes. We design multi-policy protection plans that streamline coverage across different exposures.
Is specialty insurance costly?
It depends on your risks — our goal is to balance strong protection with cost-effective premiums.
How do I get started?
Simply contact us for a consultation. We’ll assess your needs and design the right plan for you.
services we provide
Explore Our Full Range of Services
Employee Benefits
Empower your workforce with tailored benefits that attract talent, enhance satisfaction, and improve retention — all while keeping your business compliant, competitive, and financially protected.
Commercial Insurance
Safeguard your business with customized commercial risk solutions that protect your assets, employees, and reputation against unforeseen events and evolving industry challenges.
Personal Insurance
Protect what matters most with personal insurance plans designed for your lifestyle — covering your home, health, car, and future with confidence and peace of mind.
Specialty Insurance
We specialize in unique and hard-to-place insurance needs, offering creative solutions for businesses and individuals that don’t fit standard coverage categories.
Consulting Services
Our experts offer strategic guidance, risk analysis, and compliance support to help you make informed insurance decisions aligned with your goals.
Our Edge
Why Choose Combs & Company?
Combs & Company blends decades of experience, with continued industry innovations, and a personal touch to simplify the insurance process. Our expert teams tailor coverages to meet your business needs, ensuring you’re confident in any solution.
Certified Industry Experts
Our team includes PPACA Certified Advisors and licensed professionals with expertise in ACA, ERISA, and complex coverage solutions, providing trusted guidance.
Comprehensive Coverage Options
From personal and business insurance to specialty lines and consulting, we offer full-service solutions that grow with you and evolve to meet your changing needs.
Long-Term Relationships
At Combs & Company, clients aren’t just clients—they’re partners. We’re committed to building trust, loyalty, and long-term relationships that keep you secure for years to come.
Real Stories, Real Feedback
Our Client Reviews
If you're a food entrepreneur or in the restaurant biz, I highly recommend working with Susan and her team. Offers great customer service and she really knows her stuff! I had Susan come lecture at my food law class at New York University a few years ago and the students loved her! I refer clients to her without hesitation
Cari B.
