The Smarter Way to Insure What You Value.
Combs & Company
Trusted Insurance Brokerage
Some of Our Clients
Experience You Can Trust
15K+
Clients Served
20+
Years of Experience
98%
Client Satisfaction
06
Professional Team
To keep you protected, at Work, at Home, and Everywhere you go.
Your Trusted Insurance Brokerage Across the U.S.
Not sure what kind of coverage you need? No problem.
Regardless of industry, every business is unique, which means your insurance portfolio should reflect your uniqueness. For 20+ years, Combs & Company has worked with companies and individuals to build coverages that: meet your specific risk profile, from first-rate carriers, with a strong consideration of premium. It's this attention to the finer details of insurance policies that give our clients confidence they're in good shape if the unexpected does occur.
Our diverse client base has exposed us to almost every industry, but there is one commonality among them all - insurance-speak can be so confusing. Well we've built an archive of Insurance 101 videos that explain vital terms you run into with benefits and commercial coverages. Check out the library via the Combs & Company YouTube channel.
Susan and her staff are not only knowledgeable about insurance they take the time to educate their clients to help make sense of all the options and purchase the best coverage available. They are wonderful.
—
Debbie M.,
Expansive Insurance Experts
At Combs & Company, we take pride in exceeding the limitations of traditional insurance brokerage by delivering not just standard coverage options, but also customized solutions and expert consulting that are specifically tailored to your unique needs. Whether you’re a business owner striving to safeguard your commercial interests with effective risk management strategies, an HR manager focused on providing comprehensive employee benefits to attract and retain talent, or an individual looking to secure your home and health against unforeseen circumstances, we are here to support you every step of the way.
Protecting both personal and business interests often involves navigating multiple lines of coverage, which is why we empower you with access to a dedicated team of seasoned experts. Our professionals work collaboratively to craft the perfect insurance solutions that align with your specific requirements and goals, ensuring you receive the protection you need to thrive in an ever-changing world.
Our Areas of Expertise Include:
- Employee Benefits & Group Health Plans
- Commercial Risk & Business Insurance Solutions
- Personal Insurance for Home, Auto & Life
- Specialty Lines for Unique or Complex Needs
- Compliance Guidance & ACA/ERISA Support
- Strategic Consulting for Growth and Risk Management
Our Mission
To keep you protected, at work, at home, and everywhere you go. To simplify the insurance process and ensure you have the right coverage, at the right time, at the right price.
Combs & Company Partners
When someone does a good job for us or one of our clients, we look to forge relationships with these special individuals and recommend their products and services to others. Feel free to contact any of our Colleagues below and let them know Combs & Company sent you.
Services We Provide
Testimonials From Our Clients
What Our Clients Are Saying About Us
FAQ's
Your Insurance Questions, Answered.
What makes Combs & Company different from other insurance brokers?
We take a personalized, educational approach to insurance — explaining coverage clearly so you understand what you’re buying and why. We make the process simple, transparent, and even enjoyable.
What types of insurance services do you offer?
We specialize in employee benefits, commercial risk, personal insurance, specialty lines, and consulting services, offering full-spectrum solutions for individuals, families, and businesses.
Do you work with both individuals and companies?
Yes! We serve individuals, HR professionals, and business owners, tailoring coverage to each client’s unique needs and goals.
Can you help me with compliance and regulations like ACA or ERISA?
Absolutely. Our founder, Susan L. Combs, is one of only seven PPACA Certified Experts in the New York Metro area, and our team includes an in-house attorney for compliance support.
How do I know what type of coverage I need?
Our experts conduct a personalized risk assessment to identify your needs and recommend the right policies — ensuring you get complete protection without overpaying.
Do you offer consultations?
Yes, we offer one-on-one consultations to help you review your current coverage, explore new options, and make confident insurance decisions.
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Contact us Now
Our aim is to cultivate lasting relationships that empower you to make informed decisions about your insurance needs.
Call Today! (646) 736-3737
