— Combs & Company

Service Areas

AREAS WE SERVICE

Where Combs & Company Serves Clients Nationwide

Combs & Company operates from our Manhattan headquarters at 234 5th Ave, serving businesses and individuals across every major market in the United States. Our team provides hands-on advisory across employee benefits, commercial insurance, personal insurance, and specialty coverage — with the regulatory depth and carrier relationships to support clients wherever they operate. Select your region below to explore how we serve clients in your market.

NEW YORK CITY, NY

Home base. Combs & Company has served NYC businesses and individuals from the Flatiron District since 2005, with deep expertise in the city's layered regulatory environment — from Paid Family Leave and ESSTA to the Secure Choice retirement mandate and New York's unique personal coverage landscape.

EMPLOYEE BENEFITS

Boston/CAMBRIDGE, MA

A market defined by biotech, SaaS, and academic institutions competing aggressively for talent — and a population navigating one of the highest costs of living in the country. We help Boston-area businesses and individuals build coverage strategies shaped by Massachusetts' regulatory requirements.

EMPLOYEE BENEFITS

RALEIGH-DURHAM, NC

The Research Triangle's rapid growth in tech and life sciences has created intense demand for competitive benefits packages, while the region's expanding population drives evolving personal coverage needs. We work with Raleigh-Durham clients navigating North Carolina's business and insurance landscape.

EMPLOYEE BENEFITS

ATLANTA, GA

Atlanta's emergence as a major corporate and tech hub — particularly in Midtown and Buckhead — has reshaped the Southeast's insurance landscape for businesses and individuals alike. We partner with Atlanta clients building coverage programs that match the pace and ambition of this market.

EMPLOYEE BENEFITS

Our Edge

Why Choose Combs & Company?

Combs & Company blends decades of experience, with continued industry innovations, and a personal touch to simplify the insurance process. Our expert teams tailor coverages to meet your business needs, ensuring you’re confident in any solution.

Certified Industry Experts

Our team includes PPACA Certified Advisors and licensed professionals with expertise in ACA, ERISA, and complex coverage solutions, providing trusted guidance.

Comprehensive Coverage Options

From personal and business insurance to specialty lines and consulting, we offer full-service solutions that grow with you and evolve to meet your changing needs.

Long-Term Relationships

At Combs & Company, clients aren’t just clients—they’re partners. We’re committed to building trust, loyalty, and long-term relationships that keep you secure for years to come.

Real Stories, Real Feedback

Our Client Reviews


Susan and her staff are not only knowledgeable about insurance they take the time to educate their clients to help make sense of all the options and purchase the best coverage available. They are wonderful.

Debbie M.

5 Stars Rating

If you're a food entrepreneur or in the restaurant biz, I highly recommend working with Susan and her team. Offers great customer service and she really knows her stuff! I had Susan come lecture at my food law class at New York University a few years ago and the students loved her! I refer clients to her without hesitation

Cari B.

5 Stars Rating

If you desire to work with someone who provides honest advice and great service work with Susan Combs.

Steve H.

5 Stars Rating